The credit card industry is so competitive, consumer reward rates are trending higher. Card issuers offer high rewards on everyday items like groceries in the hope of getting shoppers into a habit of using that card for all purchases. In other words, this means there are ways to shop for food more strategically even if you’re paying full price at checkout. Here are five things you can do to take advantage of your credit cards and pay less for groceries.
There's no shortage of misconceptions when it comes to credit cards and credit scores, including the falsehood that having more than a few cards will spell disaster for your credit score. More importantly, what lies are we letting people tell us about our credit scores and how they are influenced by credit cards? If you're angling to get more out of your cards this year but worried about your score, here's what I think you should know.
Since they first took off more than 30 years ago, frequent flyer programs have undergone as many changes as the airline industry itself. While it’s still possible to reap some major rewards—or to waste time collecting points you’ll never use—today’s programs look very different from those of even a few years ago. Though there may be more changes on the horizon, here are some of today’s best ways to earn airline miles.
Once you have all your credit card ducks in a row, it might be a challenge to keep them that way. There’s a lot to keep track of for each card, including the balance, payment due dates, and other card-specific details. There are also the rewards themselves to track — and how close you are to meeting your goals with points and other milestones. Here are a few tips to help you stay organized.